I made a post about this a few months back, but didn’t really get much response from people with actual experience. Deadliest catch game pc free download. Is there anyone here who currently has AMEX’s Optima rebuilder or who has had it in the past? I’m just trying to find out what I can expect from it/AMEX over the next few months, as I am approaching a full year with the card.
Amex optima oasis Hello all new hire and learning alot thx! My question is I have an old charge off from Amex optima back on 2000 does anyone know if I contact them will they offer me an Will AMEX transfer Rebuilder age to a I had 2 AMEX cards for a very long time. Was created by rwmtd Hello everyone, a friend of mine was telling me about a program that American Express called 'Amex Oasis' it is for those that have defaulted on a Amex card in the past. While American Express does tend to be inflexible and will rarely negotiate, it seems as if the hardship program is a little easier to enter into then it is for other credit card issuers. Some customers have also been told that additional options will be available to them as well as other customers in the future. I'm not sure if the people who report getting these 'invitations' are exaggerating Amex's aggression or not.It.is. The Optima Oasis, and in general if you pay debt in full, you get a card with roughly 1/3 of what you paid as CL. Samsung channel editor online. If you can manage that for 12 months, they then take you out of black list.
Pay Less, Get More
The Optima Platinum Card offers some of American Express' most extraordinary benefits. The Card has no annual fee, and comes with a competitive 0.00% APR for the first 6 months of cardmembership, and then prime plus 6.00%. The Card has a 25 day grace period, and the option to pay over time. Additional Cards are fee-free, so you can share virtually all the benefits and services with your friends or family members.
Enroll in Optima Platinum Card's Membership Rewards Express (SM) program
Why wait for the rewards you want? You can earn one point for virtually every dollar you spend on your Card. Which means you can get the rewards you want right now - from an incredible selection of clothing, electronics, dining experiences, online music, travel, and more.1
Transfer Balances Fee-Free
Transfer balances from your higher-rate MasterCard®, Discover®, and Visa® cards to your American Express® Card account -with no transaction fee! Then enjoy the low APR: Fixed rate of 8.90% for life of balance (until the balance is completely paid off), on BT requests submitted with this application.
Access Your Account Online
You can view up-to-date billing information online, including transactions, charges, and payments.
Dedicated Customer Service
American Express is here to help you around the clock, with the kind of Customer Service that keeps Card members loyal for a lifetime. For immediate service, call the phone number on the back of your Card.
Your Year End Summary: Now Available Online
Your new Online Year End Summary of Charges gives you access to important information 24 hours a day, seven days a week. Flexible features make organizing your expenses a snap - download the Summary and print it out; sort by date, merchant name, or charge amount; review charges made within a category, such as Travel and Restaurant. Your Year End Summary is an indispensable tool for preparing taxes and budgeting. You may also receive a paper Year End Summary in the mail by calling the number on the back of your Card.
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards |
|---|---|---|---|---|---|---|
| Excellent Credit | Personal | $0* | N/A* | 0.00% for 6 months | 9.25%* | Flexible Options |
Optima® Platinum Card® Quick Summary:
This rewards card with flexible options is issued by American Express. This card is intended for consumers, or 'personal use' with a nearly perfect credit history. Rates may vary among applicants, however the lowest standard APR is 9.25%* (Variable)*.
Important Rates:
There is a purchase introductory APR of 0.00% for 6 months*. Be cautious that some card issuers may charge higher rates and fees for cash advances.
There is no annual fee for this card.*
Rewards:
This is a flexible options rewards card. You should be able to choose different reward types, such as travel, points, or other options. This type of card adjusts to the changing needs of the cardholder.
Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. A FICO credit score of 766 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.
FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any American Express product.
Other Basics:
Amex Optima/oasis Program
The grace period listed for the Optima® Platinum Card® is at least 25 days*. So interest charges will not be applied for new purchases during this time if balance is paid in full by the due date. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.
American Express acceptance among businesses is moderate, but global. You should not have a difficult time finding businesses that will accept this card as a form of payment.
Balance Transfer APR: 8.90% (0.0244% DPR) for the life of the balance for balance transfer requests submitted on the application. Autocad_2010_english_mld_win_64bit free download. Then the standard Purchase APR will apply.
Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 766, then your chance of approval may be even greater.
Amex Optima Oasis Program For Employees
Approval Time:
Oasis Software Program
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.
Johns Hopkins Dice Program
Community Opinion: